Montgomery County property taxes: rates, due dates and appeals

Last checked Oct. 17, 2026. Facts on this page come from the Montgomery County Trustee and its FAQ, payments, tax relief and tax freeze pages; the Assessor of Property, its tax calculator, appeals and calendar pages; and the City of Clarksville’s property tax page.

Property in Clarksville is taxed twice: once by Montgomery County and, inside the city limits, again by the City of Clarksville. For 2026 the county rate is $2.10 and the city rate is $1.01 per $100 of assessed value, $3.11 combined. County bills are mailed the last week of October, and the county tax must be paid by Feb. 28, 2027, to avoid interest.

Who to call

• Montgomery County Trustee (county tax bills and payments): 931-648-5717, 350 Pageant Lane, Suite 101-B, 7:30 a.m. to 4:30 p.m. weekdays. Pay online
• Assessor of Property (values, names and addresses, appeals): 931-648-5709, 350 Pageant Lane, Suite 101-C, 8 a.m. to 4:30 p.m. weekdays
• City of Clarksville property tax office (city bills): 931-645-7436, One Public Square; mail to P.O. Box 928, Clarksville, TN 37041

How your bill is figured

Tennessee taxes a share of your home’s appraised value, not the whole thing:

1. Appraised value comes from the Assessor. The county reappraises every property every five years; the next countywide reappraisal is scheduled for 2029.
2. Assessed value is a fixed share of that: 25% for homes and farms, 40% for commercial and industrial land, 30% for business personal property, 55% for utilities.
3. Tax is the assessed value times the rate per $100.

The county’s own example: a $100,000 home is assessed at $25,000, and $25,000 x $2.10 / 100 is $525 in county tax. Inside the city, add $25,000 x $1.01 / 100, or about $253. The Assessor’s calculator does the math for your own value and also prorates a year for a sale.

What a typical home pays

Using the Census Bureau’s median value for an owner-occupied Clarksville home, $236,100 (ACS 2019-2023), the 2026 county tax is about $1,240 and the city tax about $596, roughly $1,836 a year inside the city limits. Your bill depends on your own appraisal.

Due dates and interest

• Taxes become payable on the first Monday in October and cover the current calendar year.
• Pay county tax in full by the last day of February (Feb. 28, 2027, for 2026 bills).
• From March 1, interest of 1.5% a month (18% a year) is added.
• Partial payments on the current year can start July 10, in person, by drop box or by mail, as long as the bill is paid in full by the February deadline. Online partial payments are not accepted.
• Tennessee does not require the county to mail a bill. Not receiving one does not excuse a late payment. Mailed payments count on the postmark date.
• Unpaid taxes go to Chancery Court. For 2024 taxes, the city and county filed suit on March 31, 2026, adding penalties and costs.

Ways to pay county tax

• Online: e-check (1.75% plus $1) or Visa and Mastercard (2.65% plus $1).
• In person at the Trustee’s office: cash, check, money order or card.
• At local banks through Feb. 28, 2027, with your full original bill, paid in full by cash or check: F&M Bank, Planters Bank, Cumberland Bank & Trust and United Community Bank branches listed on the Trustee’s payments page. Bank staff cannot answer tax questions.
• City tax is paid separately to City Hall, in person or by mail to P.O. Box 928.

Help for seniors, disabled homeowners and veterans

Tennessee has no general homestead exemption, but two programs can cut a homeowner’s bill:

• State tax relief pays part or all of the tax for homeowners 65 or older, or totally and permanently disabled, with 2025 household income of $38,470 or less. Disabled veterans and some widows of veterans have their own relief program.
• Montgomery County’s tax freeze locks the tax on the home of an owner 65 or older with 2025 income of $63,470 or less.

For 2026 taxes, apply from Nov. 1, 2026, to April 5, 2027, at the Trustee’s office (city residents may also apply at City Hall). The 2026 bill must be paid first.

How to appeal your value

1. Call the Assessor at 931-648-5709. Many problems are fixed by phone.
2. Watch for a change notice. The Assessor notifies owners of any change by May 20.
3. County Board of Equalization: book a hearing by calling the Assessor’s office after May 15 and before June 1. The board starts on the first business day of June; decisions are mailed, usually before the end of June. Bring appraisals, comparable sales or repair receipts. Talk about value, not about the tax.
4. State Board of Equalization: appeal by Aug. 1, or 45 days after the county board’s letter, whichever is later, through the Comptroller’s appeal page.

Key dates

More guides: moving to Clarksville, home prices and who to call at City Hall.

Frequently asked questions

What is the property tax rate in Clarksville, Tennessee?

For 2026, Montgomery County’s rate is $2.10 and the City of Clarksville’s is $1.01 per $100 of assessed value, $3.11 combined for property inside the city limits.

When are Montgomery County property taxes due?

Taxes are payable from the first Monday in October. The 2026 county tax must be paid by Feb. 28, 2027, to avoid interest. From March 1, interest of 1.5% a month is added.

How do I calculate my Montgomery County property tax?

Multiply the appraised value by 25% for a home, then multiply by the rate per $100. A $100,000 home is assessed at $25,000 and owes $525 in 2026 county tax.

How do I appeal my property assessment in Montgomery County?

Call the Assessor of Property at 931-648-5709 first. To go to the County Board of Equalization, book a hearing by phone after May 15 and before June 1. The board starts meeting June 1.

Do I pay city and county property taxes in Clarksville?

Yes, if your property is inside the city limits. You pay county tax to the Montgomery County Trustee and city tax to Clarksville City Hall.